![]() There are many different ways to deposit and withdraw funds from your Vibe Up account. For PIN-based debit card transactions, like instore purchases and ATM withdrawals, the daily spending limit is $500.Ĭompare Clear How do I deposit and withdraw my money? You can spend up to $2,500 per day between swipe-and-sign purchases and cash withdrawals. The bank won’t block checks, ACH transfers and card transactions that will overdraw your account. ![]() If you want to add cash to your card, you’ll need to head to a participating GreenDot retailer or mail a money order to BankMobile. Though it’s an online-only bank, BankMobile offers no live chat option. While the bank charges no monthly maintenance or ATM fees, you’ll pay $25 to send wires, $15 to replace your card and up to $4.95 each time you deposit cash instore. The high APY comes with a few caveats, such as spending $300 or more per statement cycle - but ATM transactions and point-of-sale refunds are excluded. So, for example, if you have $20,000 in your account, you’ll get 0.01% for the last $5,000. You’ll earn 0.01% on the part of your balance that exceeds $15,000.99. Low interest rate on balances over $15,000.99.Consider these drawbacks before joining the waitlist: What should I look out for?Īt the time of writing, the checking account has a waitlist. The maximum daily ATM withdrawal limit is $500. The ATM operator may also charge additional fees. If you withdraw cash from an out-of-network ATM, you’ll need to pay a $3 fee. To find one close to you, enter your ZIP code on the AllPoint website. In the US, the ATMs are located in retailers like Costco, CVS, Kroger, Kmart Walgreens, Target and Safeway. You can receive a courtesy refund on one overdraft/non-sufficient funds fee incurred each calendar month.īankMobile offers free access to 55,000 AllPoint ATMs worldwide. Use the Money Meter and Snapshot features on the app to monitor your spending and set savings goals. BankMobile is one of a handful of online-only banks that allows you to wire and receive funds from outside banks, and you can receive one incoming wire for free each calendar month. Also, the bank occasionally runs competitions to pay off student loan debt. The Passport Recognition Program rewards students for academic achievements as well as smart financial behavior with deals, discounts and Instant Win games. The bank doesn’t run a credit check, so it’s accessible to those with a credit score working against them. The interest is compounded and credited to your account monthly. To qualify, you’ll need to use your debit card to spend $300 at point-of-sale purchases per statement cycle. You’ll earn a 0.5% APY on balances up to $15,000.99. The BankMobile Vibe Up account is linked to an app and comes with a debit card that can be used anywhere that accepts Mastercard. New Haven, CT 06511 What are the benefits of the Vibe Up checking account? You’ll be able to upload these documents online, or you can mail hard copies to: Identifying documents, such as a valid government-issued ID and proof of your physical address.To open a VibeUp account, you must meet these requirements: A box will pop up confirming you’re in the system.On the homepage, type in your cell phone number.Go to the provider’s site and follow the steps to apply.If you’re interested in learning more about the account when it launches, follow these steps: All international money transfer services.
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